Free annual credit report is a privilege of every American citizen. This is indeed extremely important information which has been consolidated by three major credit bureaus – namely Experian, Equifax and TransUnion. They provide you with this important piece of paper without any payment. Annual Credit Report is absolutely free of cost. Just like your statement of account from the bank which is primarily to be aware of the money in your account.
This also talks about money, but it targets your financial credibility in the market. You will be able to know with the help of this credit annual report about your fiscal status in terms of how well you pay your loans and debts and how you are rated in the financial market with the financial institutions. This free AnnualCreditReport.Gov from the government is important tool for both parties – for the lender and the borrower.
AnnualCreditReport Gov has various benefits that you stand to gain from. It is an identity tool. Wherever you have to confirm your identity, you can show this document and no questions will be asked. Secondly, with so many cases of identity theft being reposted every day, this will prevent the numbers from rising. People who have been ripped of their identity and all their life’s savings taken away, take months to restore their identity and years to put together all that saving.
Every person who is minimum of 18 years or above and is a permanent citizen of the USA can apply for this free credit report. This can be obtained by requesting online through the central website of AnnualCreditReport Gov. This can also be requested via e-mail or by telephone. Once a year you will not have to pay for it. You can order it from all three credit bureaus at one time or at different times.Annual Credit Report Gov
Annual Credit Report Gov can be obtained from only one authorized website. Watch out for imposter websites that claim to be authorized. All these websites want is to take your details and misuse them somehow. For this report you will need to give social security number, address, name and date of birth. Along with this you will also be required to furnish your last residing address, in case you have moved in last two years of date that you are requesting for your free Annual Credit Report . To secure your file further, you may be asked for some info, which only you know.